When Winter Weather Wreaks Havoc on Your Home
Cold temperatures and snow have left many homeowners in Connecticut with damaged roofs, wet interiors, burst pipes, and even collapsed structures. We’ve put together a list of steps to take when your home suffers winter weather damage from water.
1. Safety First!
Do not use electrical equipment or appliances while standing on wet carpet or floors. Never use electrical equipment that has been water damaged, even if you are using it in a dry area.
2. Stop the Leak or Drip to Prevent Further Damage
If the water is coming from a burst or leaking pipe, try to find the closest shut-off valve and turn it off. If water is coming in through the roof or broken windows, try to cover as best you can with tarps or plastic sheeting.
3. Document the Damage
Take photos and videos and save all of the damaged items. Your insurance claims representative may want to inspect them. Keep a list of any temporary repairs you make and save all claim-related bills and receipts.
4. Clean up and Protect Your Belongings
Move your wet items to drier areas. Immediately dry out by removing as much water as possible using mops, sponges, towels, and a wet/dry vacuum. Place aluminum foil, coasters or wood blocks between furniture legs and wet carpeting. Remove area rugs from the floor. because dyes in carpets can stain flooring, carpeting and wood floors. To minimize mold, mildew, and other moisture-related problems, run a dehumidifier in the space until dry. When it is safe to do so, use fans to circulate air and encourage drying.
5. Get in Touch with Your Insurance Company
Call your insurance company or agent with your policy number and other relevant information as soon as possible. Do not have permanent repairs made until your insurance company has inspected the property and you have reached an agreement on the cost of repairs. If your home is damaged to the extent that you cannot live there, ask your insurance company if you have coverage for additional living expenses incurred while repairs are being made. Save all receipts to document these costs.
6. Get It Fixed
After reporting your claim, call a professional contractor to get your home – and your life – back to normal as quickly as possible. Remember to get referrals from people you trust or work you’ve seen. You can also take this as an opportunity to remodel your home with the help of your insurance claim. Matt Normandin and the K&M team has lots of experience working with insurance companies on a variety of winter weather and water damage projects. From roofs to basements and every space in between, K & M Building and Remodeling has your winter weather damage covered. Contact us Today!
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